Free · 5 minutes a day · No bank logins
Learn one useful skill in five minutes. Use it in real life today.
Bite-size lessons on money, career and AI, with practice that sticks and small actions you can take right away. Built for busy adults.
No account needed to try. For adults 18+.
Three courses. 90 lessons. All free.
Start anywhere and switch whenever you like. Each course is 30 short lessons in six modules.
Money Fundamentals
30 days to money confidence
- Explain income, expenses, cash flow and net worth, and compute a monthly surplus
- Build and maintain a simple budget and an emergency-fund plan
- Explain how APR, interest and minimum payments change the cost of debt
30 lessons · 6 modules · final check · certificate
Career & Income Growth
30 days to level up your career
- Identify strengths, transferable skills and realistic target roles
- Produce an evidence-based resume and a job-search plan
- Communicate professionally, collaborate and use feedback
30 lessons · 6 modules · final check · certificate
AI & Digital Skills
30 days to use AI safely and well
- Explain what AI models do, where they fail, and appropriate uses
- Write effective prompts and evaluate AI output critically
- Use AI for writing, summarizing and analysis with verification
30 lessons · 6 modules · final check · certificate
How it works
Every lesson follows the same simple loop, so you always know what's next.
- Step 1
Learn
One clear idea with a worked example. About five minutes, right on your phone.
- Step 2
Practice
Three quick questions and a real-life scenario, with feedback that explains why.
- Step 3
Apply
One small action to try today, kept private on your own paper or device.
- Step 4
Review
Short spaced reviews bring ideas back just before you'd forget them.
Built to be trusted
Free core, for good
Every lesson, review, streak and certificate is free. Plus is optional and adds extras like more AI tutor help.
Human-reviewed curriculum
People review every lesson against reputable public sources before it reaches you. Spot a problem? Report it from any lesson.
Privacy-first
We never ask for bank logins, account numbers, salary or debts. Your answers stay private, even from friends in your cohort. Export or delete your data anytime.
Earn a certificate you can share
Finish a course's 30 lessons, pass its final check with 80% or higher, and complete a short practical capstone. You'll get a certificate of completion with a unique code anyone can verify.
- 30 lessons completed
- Final assessment at 80% or higher
- Capstone project submitted
Certificates recognize completion of a self-paced program. They aren't academic credits, licenses or professional certifications. Verify a certificate
Questions, answered
Is it really free?
Yes. All 90 lessons, practice, streaks, badges and certificates are free. An optional Plus plan adds extras like more AI tutor help each day; it never locks the core lessons.
Do I need to connect my bank or share my salary?
No, never. Lessons use example numbers. When we suggest a real-world action, you do it privately on paper or your own device. We don't ask for bank logins, account numbers, income, salary or debts.
How long does each lesson take?
About five minutes. You can stop at any point and pick up right where you left off.
Do I have to do the lessons in order or finish all 90?
No. Each course has 30 lessons that build on each other, but you can switch between Money, Career and AI whenever you like and go at your own pace.
Who writes the lessons?
Every lesson is reviewed by people before it's published and is grounded in reputable public sources, such as government consumer-education sites. AI helps draft and explain; humans approve what you learn.
Is this financial advice?
No. It's general education to help you understand your options. For decisions about your own situation, talk with a qualified professional.
Who is it for?
Adults 18 and older in the US who want practical, no-nonsense skills, whether you're just starting out or brushing up.
More in Help & FAQ.
Five minutes from now, you'll know something useful.
Try the first Money lesson without signing up. If you like it, save your progress with a free account.
No bank logins. No salary questions. Ever.